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FINANCIAL BENEFITS
Establish Budget
The first step is to control your spending:
- Establish Net Income
- Calculate Monthly Expense
- Create & Stick to Budget
Credit
The second step is to maintain strong credit ratings:
- Limit Credit Cards to 2
- Pay off balances in 30 Days
- Track balances & Interest Rates
Auto | Home Insurance
Understand proper coverage & what determines rates
- Garaging Address
- Auto Driving Records
- Claims History Home
- Available Discounts
Life Insurance
The proper protection in case the unexpected occurs:
- Learn the types of Coverage
- Pay off mortgage in case of death
- Build Tax Free Legacy
- Own Control Protect Assets
Retirement Planning
Learn the proper steps to take today for the future
- Pay Yourself First
- Understand Pension & SS System
- Learn to build assets for life
- Establish secure methods to build wealth
Estate Plan
After building wealth, be sure to keep it by:
- Establishing a Will
- Financial POA
- Secure Health Proxy
- Learn to Avoid Probate
We help our clients archive
OMNIVERSE FINANCIAL is an all-inclusive financial services and insurance agency, specializing in teachers and public servants benefits. We assist educators through products provided by Horace Mann Insurance, a company Founded by Educator for Educators
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Address
omniversefinancial@horacemann.com
237 Park Avenue | Worcester MA 01609
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