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MASS TEACHERS RETIREMENT
We help educators understand when they can retire, how to prepare for it.
APPLY NOW!
We help educators understand when they can retire, how to prepare for it.
APPLY NOW!
MASS TEACHERS RETIREMENT BENEFITS
Mass Teachers’ Retirement System (MTRS)
- Learn how benefits are calculated. Contact us to discuss details.
- Membership | Survivor Benefits | Contributions | Vesting
- Payment Plans | Service Retirement | COLA | Early Retirement
Retirement Plus & Vesting
- Learn non retirement plus percentages based on contract dates.
- Retirement Plus Participants 11% | 10 Years of Services Vested
- Retain Membership for Life | Lose if Contributions Withdrawn
Defined Benefit & Salary Average
- Learn about Benefit Formula calculated by years of service.
- Factors: Salary, Creditable Service & Age | Max 80%
- Before 4-2-12 = highest 3 consecutive yrs average annual salary
- Post 4-2-12 = highest 5 consecutive years average annual salary
Service Retirement Qualification
- What age you can you retire & how much your pension will be.
- Prior 4-2-12 any 20 Years of Service | or Age 55 w/10 years Service
- After 4-2-12 must be age 60 with at least 10 years of service
- Prior to 1-1-78, not Retirement Plus, contact MTRS.
We help our clients archive
OMNIVERSE FINANCIAL is an all-inclusive financial services and insurance agency, specializing in teachers and public servants benefits. We assist educators through products provided by Horace Mann Insurance, a company Founded by Educator for Educators
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omniversefinancial@horacemann.com
237 Park Avenue | Worcester MA 01609
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